What is Zelle?

Zelle is a partnership between leading banks and credit unions in the U.S., providing users with a fast, safe, and easy way to send money to friends and family. With Zelle, money is directly transferred from one bank account to another, ensuring quick movement of funds. If your bank or credit union offers Zelle, you can access it through your mobile banking app or online banking. For those without access, the Zelle app simplifies the process of sending money to enrolled Zelle users who already have access through their financial institution.

Why download Zelle?

Zelle offers a convenient way to settle up with anyone you trust using just their email address or U.S. mobile number. What's even better, Zelle does not charge any fees for its service, making it a cost-effective option. While there may be mobile carrier or bank fees that apply, Zelle itself is fee-free, saving you money.

Features of Zelle

To get started with Zelle, follow these simple steps:

1. Download the Zelle app.

2. Enroll using a Visa or Mastercard debit card linked to a U.S. checking account.

3. Alternatively, enroll your U.S. checking account by using your online banking username and password, if your bank supports this feature.

4. Select a person to pay or request money from by entering their U.S. mobile number or email address.

5. Confirm the amount and hit send. If the recipient is already enrolled with Zelle, they will typically receive the money in a matter of minutes. If they are not enrolled, they will be notified and can easily complete the payment by following a few simple steps.

Zelle also offers the option for customers to enroll in the app using their online or mobile banking username and password, depending on the supported feature by their bank. This flexibility provides a seamless experience for users with varying banking preferences.

Editor Review

Zelle, together with its partner banks and credit unions, brings a much-needed solution for quick and secure money transfers. With its easy-to-use app, users can send money to friends and family by simply using their email address or U.S. mobile number. Not only is Zelle fast and efficient, but it also does not charge any fees for its services. This makes it a cost-effective choice for individuals looking to settle up with trustable recipients. Additionally, Zelle provides various enrollment options to ensure compatibility with different banking preferences. Overall, Zelle is a reliable and convenient app for hassle-free money transfers.